Business Line of Credit

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Why Choose CAPIFUND for
Your Business Line of Credit?

1-Flexibility: A business line of credit provides you with the flexibility to access funds whenever you need them. Whether you’re facing seasonal fluctuations, unexpected expenses, or growth opportunities, a line of credit gives you the peace of mind knowing that funds are available when you need them.

2-Quick Access to Funds: We know that time is of the essence for businesses. With our streamlined application process and fast approval times, you can get approved for a line of credit in as little as 24 hours, giving you access to funds when you need them most.

3-Competitive Rates: We believe in providing transparent and competitive rates to help you maximize your return on investment. Our goal is to offer affordable financing solutions that support your business’s growth and profitability.

4-No Collateral Required: Unlike traditional loans that may require collateral, our business lines of credit are typically unsecured, meaning you don’t need to put up assets as security. This allows you to access the funds you need without risking your business assets.

5-No Pay Only for What You Use: With a business line of credit, you only pay interest on the funds you use, not the entire credit limit. This allows you to save money on interest expenses and maintain better control over your finances.

Easy 15-second application to get options in just minutes and funding in hours!

How Does it Work?

Apply

Fill out our simple online application form, providing basic information about your business and its sales history.

Approval

Our team will review your application and reach out to discuss your financing options.

Funding

Once approved, you can receive funds in your business bank account on the same day.

Repayment

Repayments are automatically deducted from your daily or weekly credit card sales, making it easy to manage your cash flow.

What Do You Need To Qualify ?

1+ year in Business

$50,000 Monthly Revenue

500 FICO Score

Customer Testimonials

Some Testimonials made by our coustomers

Michael Dees

Business Owner

I really recommend CAPIFUND. It’s a great teamwork and SUPER fast approval and received funding transferred.

Roderick Huggins

Business Owner

Thank you for making the process so streamlined. You made it painless to access money that will relieve my stress level. I am confident that in the future, if I need to reach out again, I will contact your company in the future

Eric Crozier

Business Owner

The process of obtaining funding was straightforward for our company. The CAPIFUND funded within the same day after I submitted a few documents.

Anthony Smith

Business Owner

I appreciate the streamlined process you made for me. The process of obtaining money that will relieve my stress level was made simple and painless by you. My confidence is that in the future, if I need to contact you again, I will contact CAPIFUND

Sean Thompson

Business Owner

Since securing funding from CAPIFUND, my business has experienced significant growth. I was able to undertake expansion initiatives and invest in new projects that have contributed to the overall success of my company. The financial support from CAPIFUND has been a game-changer.. I highly recommend.

Michael Chaney

Business Owner

The application process was seamless and straightforward. I appreciated the user-friendly interface and the speed at which my application was processed. CAPIFUND understands the value of time for business owners and made the entire experience efficient without compromising on thoroughness.

Zachary Brown

Business Owner

The customer service at CAPIFUND exceeded my expectations. The representatives were not only knowledgeable but also remarkably attentive to my business's unique needs. They guided me through the entire process with professionalism and a genuine desire to see my business succeed

Jose Montoya

Business Owner

I am thrilled to share my exceptional experience with CAPIFUND. As a small business owner, navigating financial challenges can be daunting, but CAPIFUND truly came through as a reliable partner.

Robert Lopez

Business Owner

Great service and definitely quick to finance! CAPIFUND also extremely flexible anytime there was an issue with a payment and needed to make an adjustment. So far an easy company to work with

Joseph Anderson

Business Owner

CAPIFUND was very professional and prompt in getting things set up for my business. I would highly recommend CAPIFUND for any of your business needs.

Line of credit FAQs

Is it better to get a loan or line of credit?

Your business’s capital needs, repayment terms, and amount of capital needed all play a role in determining what product is right for you. Traditional financing is ideal for businesses looking for higher capital amounts and longer repayment terms. Lines of credit are ideal for businesses with repeated cash flow needs.

How to get a business line of credit?

With our online application, you can apply for a business line of credit in minutes. We’ll ask a few questions about your business and request additional information, including the owner’s information, three months of bank statements, verification of identity, and business information. Through our online client portal, you can draw on the line of credit if approved.

How does a line of credit work?

A line of credit works by giving businesses access to working capital that they can use at any given time. The business is responsible for paying back the drawn amount and any associated interest or other fees. Automatic payments are withdrawn from the business bank account. Amortization can be from 3–18 months and may reset every time the business draws more capital from the line of credi