Effective Date: November 26, 2025
Capifund US (“Capifund,” “we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.capifund.us (the “Site”), apply for funding solutions, or interact with our services. As a funding platform founded in 2009, we provide tailored business funding options, including merchant cash advances, small business loans, lines of credit, SBA funding, equipment financing, accounts receivable financing, franchise financing, real estate financing, property funding, and startup business funding, to over 10,000 businesses across industries in supported countries such as the United States, United Kingdom, Singapore, Kuwait, Canada, South Africa, Australia, and the United Arab Emirates.
By using the Site or our services, you consent to the practices described in this Privacy Policy. If you do not agree with these terms, please do not use the Site or provide us with any personal information.
1. Information We Collect
We collect information to evaluate your business’s funding potential, process applications, and deliver our services efficiently. The types of information we may collect include:
Personal Information
- Contact Details: Name, email address, phone number, and mailing address (for individuals applying on behalf of businesses).
- Identification: Government-issued ID details, Social Security Number (or equivalent in other countries), date of birth, and business ownership details.
Business and Financial Information
- Business Details: Business name, address, industry, years in operation, revenue, bank account information, and tax ID (e.g., EIN in the US).
- Financial Data: Credit history, FICO score (minimum requirements vary by service, e.g., 660+ for small business funding), bank statements, invoices, and other documents submitted during applications.
- Application-Specific Data: For services like merchant cash advances or equipment financing, we may collect sales data, equipment details, property information, or franchise specifics.
Usage and Technical Information
- Device and Browsing Data: IP address, browser type, operating system, pages visited, time and date of access, and referral sources.
- Cookies and Tracking: We use cookies, web beacons, and similar technologies to track user interactions, analyze Site performance, and personalize experiences.
We collect this information directly from you (e.g., via online application forms or contact submissions) or automatically through our Site. For funding evaluations, we leverage technology and a network of funding partners to assess business potential beyond traditional credit scores.
2. How We Use Your Information
We use the collected information to:
- Process and approve funding applications, including matching you with appropriate solutions (e.g., $10K–$5M for merchant cash advances or up to $20M for equipment financing).
- Provide customer support, send updates on application status, and deliver on-time funding (typically within 24-48 hours).
- Improve our services, such as through expert funding advisors and our 100% satisfaction guarantee.
- Conduct analytics, research, and marketing to better serve businesses across supported countries.
- Comply with legal obligations, prevent fraud, and enforce our terms of service.
We do not use your information for automated decision-making that produces legal effects without human oversight.
3. How We Share Your Information
We may share your information with:
- Funding Partners: Trusted third-party lenders and networks to facilitate funding approvals and disbursements.
- Service Providers: Vendors for payment processing, credit checks (e.g., FICO reports), data analytics, and Site hosting.
- Legal and Regulatory Authorities: As required by law, such as for anti-money laundering (AML) compliance or tax reporting in jurisdictions like the US or UK.
- Business Transfers: In the event of a merger, acquisition, or sale of assets.
We do not sell your personal information to third parties for their marketing purposes. All sharing is limited to what is necessary for our services.
4. Data Security
We prioritize the security of your information using industry-standard measures, including encryption for sensitive data (e.g., financial details), access controls, and regular security audits. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.
5. Cookies and Tracking Technologies
Our Site uses cookies to enhance functionality, such as remembering your application progress or analyzing traffic. You can manage cookie preferences through your browser settings. For more details, see our Cookie Policy (forthcoming).
We may use third-party tools like Google Analytics to understand Site usage, which involves transferring data to the US (with appropriate safeguards for international users).
6. Your Rights and Choices
Depending on your location, you may have rights under laws like GDPR (EU/UK), CCPA (California), or PIPEDA (Canada), including:
- Access, correct, or delete your personal information.
- Opt out of marketing communications or data sales (where applicable).
- Withdraw consent for processing.
To exercise these rights, contact us at privacy@capifund.us. We respond to verified requests within 30 days.
For international users, we ensure compliance with cross-border data transfers through standard contractual clauses.
7. Children’s Privacy
Our services are not directed to individuals under 18. We do not knowingly collect personal information from children.
8. Third-Party Links
The Site may contain links to third-party sites (e.g., partner lenders). We are not responsible for their privacy practices.
9. Changes to This Privacy Policy
We may update this policy to reflect changes in our practices or legal requirements. We will notify you via email or Site posting for material changes, with the new effective date at the top.
10. Contact Us
For questions about this Privacy Policy or our practices, reach out to:
Capifund
Attn: Privacy Officer
7901 4th St N Ste 300
St. Petersburg, FL 33702
Email: privacy@capifund.us
Phone: Available on the Site
Thank you for trusting Capifund with your business funding needs. With over 15 years of experience, we’re here to help you access up to $2 billion in funding opportunities.